The Smart Borrower’s Handbook is an essential guide for  all property, sharemarket and superannuation investors.

Almost all home-owners and property investors borrow to invest;  sharebuyers may buy shares ‘on margin’; even trustees of self managed superannuation funds (SMSFs) have the option to borrow to invest. Smart borrowers use other people’s money to increase their wealth faster.

However, borrowing (sometimes called gearing or leverage) is a double-edged sword as it can also increase losses. So it is essential that, before working out how much they need to borrow or applying for a loan, investors read this book. It will give them a better understanding of:

• ·         How much they can afford to borrow
• ·         Tax matters
• ·         Structuring their investments
• ·         Borrowing with third-parties
• ·         Margin lending
• ·        

 Stuart Wemyss works with clients every day, helping them to structure their investments, choose the right loans and manage their investments in such a way that they achieve financial security sooner rather than later.

“Don’t borrow money before reading this book.” Monique Wakelin, property expert and author of Streets Ahead.

“It’s compulsory reading for every personal and investment borrower.” Steve McKnight, best-selling author and founder of PropertyInvesting.com.